To develop your personalized financial plan, we will walk you through a step-by-step process designed to highlight the goals most important to you. We will gather information and develop a strategy that takes advantage of the most appropriate financial instruments available.
Next, we will implement, monitor and adjust your plan as needed to help you feel confident about your future. Just like every client is unique, so is every plan. We can help you execute a sound financial plan that incorporates one or more of the following:
Making the most of your employer-sponsored retirement plans and IRAs. Determining how much you need to retire comfortably. Periodically reviewing and making necessary adjustments to ensure you plan meets all your objectives.
Working with qualified tax specialists to help maximize your tax efficiency and lessen your future tax burden.
Coordinating with your tax and legal advisors to help preserve your estate for your intended heirs.
Reviewing existing policies. Recommending policy changes when appropriate. Finding the best policy for your situation.
Recommending strategies to help pay education expenses for your children or grand-children.
Employee and executive benefits
Helping your business attract and retain qualified employees through benefit packages. Helping you retain the most income in retirement. Income planning Helping to ensure your needs are met through retirement.
ERS / TRS / FERS and Social Security income analysis
Reviewing guidelines, eligibility and benefits.
Asset & income stream protection
Helping to eliminate risk to guarantee your assets and income are there when you need them most. State & Federal retirement system analysis Learning how much to expect and when. Understanding the interactivity of defined benefit plans (ERS / TRS / FERS) and Social Security.
Debt reduction strategies
Reducing and eliminating your debt load. Strong Network of Professionals Providing access to specialists to help secure your financial future including CPAs, Attorneys, money managers, IRS representatives, etc.